April 2025 Newsletter

Seeking & Executing Biblical Strategy

This financial newsletter will likely be different than anything you’ve ever read. I believe that research and analysis of the markets and various crypto projects is very important but is not the most important when it comes to developing a strategy on how to invest in today’s shifting world.

Psalm 20:7 – Some trust in chariots and some in horses, but we trust in the name of the LORD our God.

Jeremiah 33:3 – Call to me and I will answer you, and will tell you great and hidden things that you have not known.

Daniel 2:19 – Then the mystery was revealed to Daniel in a vision of the night. Then Daniel blessed the God of heaven.

I believe that God knows where the best places for us to invest our stewarded money into and I believe that it’s my job to seek His face FIRST so that He may reveal the mysteries of how to invest.

I know that I’m not smart enough on my own to lead a people to multiply great enough in order to quit their jobs and focus on the kingdom. But I trust that God will grant wisdom to know how to do that. Seeking His face is my utmost priority. Therefore my newsletters will be filled with Scripture.

I would urge you to pray over what I am sharing with you and ask God how this impacts your life. Everyone is in a different place in their faith walk and in their mission for the Lord so not everything may be for you.

Prayer for you:

God, grant your people eyes to see and ears to hear what You are saying to each of Your precious people. Grant them grace to implement a strategy according to the riches of Your grace in Christ Jesus. Alleviate the financial burden of your people and set your people free to run the race for You, unhindered by financial constraints so that the world may know that you are God and that there is no other! Hallelujah!

The Great Bipolar Financial World

In today’s world, the truth is that for most of us, we are either falling further behind or getting ahead. Inflation will be getting worse in the days ahead. The Lord laid this on my heart a few month ago during my prayer time.

Exodus 5:7-8 – “You shall no longer give the people straw to make bricks, as in the past; let them go and gather straw for themselves. 8 But the number of bricks that they made in the past you shall impose on them, you shall by no means reduce it, for they are idle. Therefore they cry, ‘Let us go and offer sacrifice to our God.’

The Israelites felt the weight of having to do more work with less resources. Producing bricks without straw was a form of inflation and it increased their burdens greatly. They were forced to do this work but today we have a choice. Will we try harder in our own strength or seek God for His provision?

Matthew 6:33 – But seek first the kingdom of God and his righteousness, and all these things will be added to you.

This can also be seen in the book of Haggai. In chapter 1, the people were focused on building their own lives instead of focusing on building God’s temple which was the mission that God had given to them when they were going back to Jerusalem.

Haggai 1:4-6 – “Is it a time for you yourselves to dwell in your paneled houses, while this house [God’s temple] lies in ruins? 5 Now, therefore, thus says the LORD of hosts: Consider your ways. 6 You have sown much, and harvested little. You eat, but you never have enough; you drink, but you never have your fill. You clothe yourselves, but no one is warm. And he who earns wages does so to put them into a bag with holes.

God didn’t bless their work so no matter how much they did, there was little to account for their efforts.

I believe during this season, we will see many who strive to do works for God in their flesh fail. Jesus is coming back soon and He wants to come back for His people that is without spot or wrinkle. The world will shake in increasing intensity until what is shaken remains unshakeable.

Hebrews 12:28-29 – Therefore let us be grateful for receiving a kingdom that cannot be shaken, and thus let us offer to God acceptable worship, with reverence and awe, for our God is a consuming fire.

So how do we experience multiplication that gets ahead during this inflationary time?

In the book of Haggai, once the people repented of focusing on their own lives for the mission of God to rebuild the temple, God blessed their efforts.

Haggai 2:4-7 – Yet now be strong, O Zerubbabel, declares the LORD. Be strong, O Joshua, son of Jehozadak, the high priest. Be strong, all you people of the land, declares the LORD. Work, for I am with you, declares the LORD of hosts, 5 according to the covenant that I made with you when you came out of Egypt. My Spirit remains in your midst. Fear not. 6 For thus says the LORD of hosts: Yet once more, in a little while, I will shake the heavens and the earth and the sea and the dry land. 7 And I will shake all nations, so that the treasures of all nations shall come in, and I will fill this house with glory, says the LORD of hosts.

God is calling us to be a people who are focused on seeking Him first and He will add everything we need and more to further His kingdom. It’s not too difficult for God to bring in the treasures but it’s for His purpose and glory.

Are we sold out for Jesus? Are we seeking Him faithfully? If we are, God can lead any of us to a place of multiplication in His timing. God can do this any number of ways and He doesn’t need this newsletter to accomplish this.

However, if this is where you want to get planted to multiply, this is the purpose for this newsletter: to be a resource to help the Church be liberated from the world’s system of work to know God, serve Him faithfully, and experience His abundance. If you have extra time because you no longer have to work, you will be free to seek Him first and enjoy that time with Him. That is my greatest hope that we will all fall more in love with God and not exchange one form of slavery for another.

Nehemiah 8:3, 5-6 – And he read from it facing the square before the Water Gate from early morning until midday, in the presence of the men and the women and those who could understand. And the ears of all the people were attentive to the Book of the Law. And Ezra opened the book in the sight of all the people, for he was above all the people, and as he opened it all the people stood. 6 And Ezra blessed the LORD, the great God, and all the people answered, “Amen, Amen,” lifting up their hands. And they bowed their heads and worshiped the LORD with their faces to the ground.

Hebrews 11:6 – And without faith it is impossible to please him, for whoever would draw near to God must believe that he exists and that he rewards those who seek him.

Solving The Great Conundrum

There are so many crypto projects and many of them are good. How are we to distinguish which one we should invest in and how much to invest in?

Well, a few weeks ago I started praying over a relatively new project and I believe the Lord began to show me a wealth transformation secret for crypto. It comes from Daniel 2. This chapter is about King Nebuchadnezzar having a dream and wanting his wise men to give the interpretation of the dream. If they could give the dream and the interpretation, they would be rewarded with riches and honor. However, they could not even give the dream let alone the interpretation. The king sentenced every wise man to death but Daniel sought God for the dream and the interpretation. God gave it to him and Daniel shared the dream and the interpretation to Nebuchadnezzar.

Daniel 2:36-41 – “This was the dream. Now we will tell the king its interpretation. 37 You, O king, the king of kings, to whom the God of heaven has given the kingdom, the power, and the might, and the glory, 38 and into whose hand he has given, wherever they dwell, the children of man, the beasts of the field, and the birds of the heavens, making you rule over them all—you are the head of gold. 39 Another kingdom inferior to you shall arise after you, and yet a third kingdom of bronze, which shall rule over all the earth. 40 And there shall be a fourth kingdom, strong as iron, because iron breaks to pieces and shatters all things. And like iron that crushes, it shall break and crush all these. 41 And as you saw the feet and toes, partly of potter’s clay and partly of iron, it shall be a divided kingdom, but some of the firmness of iron shall be in it, just as you saw iron mixed with the soft clay.

In this passage, I believe the Lord was showing me that there is an unseen riddle that those who can solve will multiply greatly. The riddle is that not all cryptocurrencies are alike and some are worth far more than others, just as gold is worth more than silver and silver than bronze. Two among them all stood out more than the rest and those were the gold and silver kingdoms.

The head of gold is XRP and I think XRP will end up being worth more than all the other cryptocurrencies by market cap, including BTC. XRP was released in 2012, only 3 years after Bitcoin was released.

The silver kingdom is XLM and was released in 2014.

The bronze kingdom are the rest of the ISO 20022 compliant coins and other strong cryptocurrency projects.

The iron kingdom are other successful coins that come after that.

Why are XRP and XLM the gold and silver coins that will likely be worth more than other coins in the end?

The global banking system is upgrading to the ISO 20022 standard by November 2025. It’s a financial messaging system aiming to modernize payment processes and enhance interoperability between financial institutions. Crypto will be a part of this as many cryptocurrencies such as XRP and XLM are ISO 20022 compliant, making them able to integrate with the new financial system.

XRP and XLM are targeting the cross-border payment system which could replace the largest system of international payments called SWIFT. SWIFT handles trillions, if not quadrillions of dollars worth of currency every year.

XRP focuses on transaction efficiency between banks and financial institutions. XLM focuses on transaction efficiency for financial institutions, businesses, individuals and the unbanked.

Therefore, I think XRP and XLM should have disproportionately larger positions sizes compared to the rest of the coins.

As bullish and confident as I am on these two coins, it’s prudent to not go all-in on any one investment. Therefore, as a reminder, a maximum position size on each of these coins should be no greater than 14% of your net worth (Ecclesiastes 11:1-2).

It’s not that the bronze kingdom coins and others won’t be successful, it’s that I think XRP and XLM will see much higher gains than the rest. ALGO, XDC, HBAR, and ADA are a part of this group of ISO 20022 compliant coins that I am bullish on. A few other cryptos like IOTA, QNT, and XPR that are also ISO 20022 compliant I currently don’t know much about.

What about our core holdings of SHIB and LUNC?

I believe that these two positions are meant to be sold out of completely according to the previously provided sell targets to provide more capital to give abundantly and invest in XRP, XLM, and other coins.

When will we purchase the other coins?

I currently do not know that yet but I have a group of coins I want to buy on a watchlist. Since we likely have a crash coming, I am hesitant to buy anymore until we see more of this crash play out.

I am praying through our positions constantly and I believe the current focus ought to be on the core 4: XRP, XLM, SHIB, and LUNC. As time progresses, I’ll give updates on what to invest in.

Current Portfolio:

SHIB – Bought at: $0.0000143

LUNC – Bought at: $0.0000687

XRP – Bought at: $0.60

XLM – Bought at: $0.2867, Buy Limit Orders set at: $0.20, $0.10

ZNOG (Stock) – Bought at: $0.20

That’s all for now. Let’s keep seeking and serving our great King, Jesus Christ.

In His service,

Ron