The Sudden Crypto Tsunami That Will Overtake Global Finance

Crypto Tsunami Part 2: October 2025 Newsletter

Ecclesiastes 3:9-10
What has been is what will be, and what has been done is what will be done, and there is nothing new under the sun. Is there a thing of which it is said, “See, this is new”? It has been already in the ages before us.
 

Technological revolutions are nothing new. The earth has had seasons of technological disruptions that saw massive layoffs and created new opportunities. This season of change is upon us. The world’s legacy financial system is ripe for change — it’s slow, taking days to send transactions with high fees.
 
America, the world’s current superpower, is in decline and has all the hallmarks of declining superpowers of the past: ballooning debt and a loss of confidence in the dollar. This comes at a time in history where new currencies rise to the top. Unlike inflationary dollars, crypto’s deflationary nature and utility make it a strong contender to lead the next era of finance. This shift not only democratizes finance but also paves the way for an innovative solution to America’s fiscal problems.
 

Trump’s Surprising Solution To Waning US Financial Dominance

 
The U.S. dollar has long been the world’s reserve currency, but its dominance hasn’t always gone without problems. Over the decades, American leaders have engineered financial changes during troublesome times. These shifts, from seizing gold and printing more dollars during the Great Depression in 1933 to forcing the world to buy oil in dollars (petrodollar) during the 1970s, were clever workarounds during crises.

 
Today, America faces new significant financial pressures and our leaders need to come up with a new solution. Countries are questioning if America has the ability to pay back its debt so the world is increasingly abandoning US dollars and bonds at a time when America’s debt stands at $37 trillion.

 
To tackle this crisis, Trump’s plan pushes for mass adoption of cryptocurrency—specifically, stablecoins. What makes them special? They’re potentially a game-changer for stabilizing America’s finances.

 
For those who don’t know what those are, a stablecoin is meant to maintain a stable value by being tied to another asset. (There are different types of stablecoins but in this newsletter, anytime I refer to stablecoins I’m referring to digital dollar stablecoins like USDC.) Many people do not like using crypto for payments because there is too much volatility. No one wants to watch the value of their crypto to plummet. Stablecoins help solve this problem.

 
Think of dollar stablecoins as digital tokens representing the value of physical dollars and bonds held in secure treasuries. The more dollars and bonds the treasury holds, the more tokens it can mint for digital circulation. Stablecoin treasuries consist mostly of U.S. bonds, making them a significant tool in supporting America’s budgetary needs. The signing of the GENIUS Act was a key step in expanding digital dollar stablecoins within blockchain infrastructure, providing a clear legal framework for their creation and use. The White House described the legislation this way: “The GENIUS Act will generate increased demand for U.S. debt and cement the dollar’s status as the global reserve currency by requiring stablecoin issuers to back their assets with Treasuries and U.S. dollars.”

 
The US needs demand for its debt. Without demand, borrowing costs increase to incentivize borrowing and the nation can’t pay it’s obligations. Stablecoins currently make up about 0.8% (~$295 billion) of the total demand for US government debt. Industry estimates suggest this could grow to trillions by 2030. Stablecoins can solve the debt demand problem if adoption accelerates. Plus, stablecoins can earn a yield like a dividend (currently ~4% APY) when stored on certain platforms—way more than what most banks offer, which is why banks fought to limit this by law. It threatens their profits!

 
While stablecoins could be a lifeline for America’s debt, not everyone sees this as a clean fix. In fact, Putin’s advisor Kobyakov said this on September 8th during a press meeting: “The U.S. is now trying to rewrite the rules of the gold and cryptocurrency markets. Remember the size of their debt—$35 trillion. These two sectors are essentially alternatives to the traditional global currency system… Over time, when part of the US government debt is placed in stablecoins, the US will devalue this debt… Put simply: they have a $35 trillion currency debt, they’ll move it into the crypto cloud, devalue it—and start from scratch.” In other words, Kobyakov is stating that by transitioning the US into the new crypto system, stablecoins can provide an avenue to export inflation while maintaining financial dominance. It’s a viable choice for the US and the Trump administration is moving into it full steam ahead.

Institutional Adoption Is Fueling the Crypto Tsunami

 
With the US Government moving fast to legitimize crypto, it’s sparked a global race for institutions, governments, and markets to embrace digital assets and reshape finance. This momentum, to include stablecoins, is pulling traditional finance into the crypto era—unlocking new ways to invest, trade, and own assets like never before. Here’s how this revolution is taking shape:

• The SWIFT network, the backbone of global banking, announced on 9/29/25 that they are starting their own blockchain network, proving crypto is going mainstream.
• National and state governments are building crypto strategic reserves and passing laws to let institutions legally hold and use digital assets.
• Over 140 publicly traded companies have spent billions of dollars to add crypto to their balance sheets. Some have turned into crypto treasuries, shrinking the supply of available crypto and driving prices up.
• A recent Executive Order unlocked $9.3 trillion in 401Ks and other retirement plans to buy crypto.
• 92 crypto ETFs are awaiting SEC approval, letting investors dive into crypto via the stock market. This will make it easier for investors to have crypto exposure. BTC and ETH ETFs already manage $130 billion and $18 billion, respectively, with billions more expected to flow into XRP and SOL ETFs when they are released soon.
• Tokenization is turning real-world assets like stocks, bonds, and real estate into digital tokens on blockchain networks. Imagine owning a piece of a rental property for as little as $100—buying into multifamily, retail, or industrial sectors, earning rental dividends and price gains, and selling instantly on secondary markets!
• Major banks like JP Morgan and Goldman Sachs are testing tokenization of the $46 trillion bond market, streamlining trades, and cutting costs. Even money market funds, loans, and invoices are going on-chain.
• Commodities like gold are already tokenized, offering digital ownership that’s easy to trade and store.
• Some farmers are also getting involved with new financial tools, tokenizing crops like grain to use as collateral for flexible financing.

This rush of adoption isn’t just a trend: it’s a tidal wave reshaping how we invest, own, and trade everything, pulling global finance into a new era.

Are You In Position To Surf The Tsunami with Jesus?

Matthew 14:28-33
 

28 And Peter answered him, “Lord, if it is you, command me to come to you on the water.” 29 He said, “Come.” So Peter got out of the boat and walked on the water and came to Jesus. 30 But when he saw the wind, he was afraid, and beginning to sink he cried out, “Lord, save me.” 31 Jesus immediately reached out his hand and took hold of him, saying to him, “O you of little faith, why did you doubt?” 32 And when they got into the boat, the wind ceased. 33 And those in the boat worshiped him, saying, “Truly you are the Son of God.”

 
Just as Peter stepped out in faith to walk on water, we believe God has positioned the members of the Crypto Exodus to surf the coming crypto tsunami with courage and trust in Him. This financial revolution will bring many ups and downs with markets soaring and crashing like tsunami waves. The only way to ride this tsunami will be to walk with Jesus everyday as He is the only One who can help us exercise self-control during the explosive increase and when the tsunami crashes. Without Jesus, we’ll get swept away in the chaos with the world where we will need Him to pull us from drowning.
 

At the Crypto Exodus, we are praying for you that God would help you while in position and execute the plan with self-control. If there are any last minute touches you need to do, I would encourage you to consider doing that before the wave hits. Many blessings to you all!
 

This newsletter is not intended to be financial advice but is for educational purposes only. Cryptocurrency carries significant risk. Please do your own due diligence before investing.

Current Portfolio & Purchase Prices
 
XRP: $0.60
XLM: $0.2867
SHIB: $0.0000143
LUNC: $0.0000687
ZNOG: $0.20
OXT: $0.055
ZBCN: 0.0027